SKYPASS Select Visa Signature
U.S. Bank
SKYPASS Select Visa Signature
Offer Strength
Above averageShow breakdown
Estimated bonus value: ~$960
Base score: 38
Hotel boost: +8
Ongoing hotel value (conservative): ~$120
• $200 annual credits
Airline boost: +7
Ongoing airline value (conservative, ~2 trips/yr): ~$96
• $200 airline credits
Current $960 vs typical $960
Net value after annual fee: ~$726
Estimate based on our value hints; not financial advice.
Annual Fee
$450/yr
SKYPASS Select Visa Signature
Welcome Offer
Earn 60,000 SKYPASS miles after spending $5,000 in the first 90 days.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Korean Air purchases
3x miles
Purchases made directly with Korean Air
Airlines, hotels, car rentals, dining
2x miles
Other airline, hotel, car rental, and dining purchases
Everything else
1x miles
Key benefits
$200 annual travel credit
Annual statement credit on airline, hotel, or car rental purchases.
5% Korean Air ticket discount
Two annual discount coupons for cardholder and companion on Korean Air tickets.
Lounge access
2 Korean Air Lounge vouchers + 4 Priority Pass Select visits annually.
Global Entry / TSA PreCheck credit
Up to $120 credit for Global Entry or TSA PreCheck application fee.
Perks
No foreign transaction fees
Use worldwide without extra charges.
Trip protection
Trip cancellation/interruption insurance and trip delay reimbursement.
Duty-free coupons
Two $25 coupons for in-flight Korean Air duty-free purchases.
Annual renewal bonus
10,000 miles after $35,000 annual spend, or 5,000 miles after $15,000 annual spend.
Ongoing Value
Annual benefits that offset the fee year after year.
Annual Credits
$200 in statement credits per year
Airline Credits
$200 in airline credits per year
$200 annual travel credit. 5% Korean Air ticket discount (x2). 2 KAL Lounge + 4 Priority Pass visits. $120 Global Entry/TSA credit.
Annual Fee Breakeven
Good fit for
About this card
The U.S. Bank SKYPASS Select Visa Signature is a airline rewards card with a $450 annual fee. New cardholders can earn 60,000 miles after spending $5,000 in 90 days.
Best for
frequent travelers, frequent flyers, airport lounge access seekers
Key considerations
The $450 annual fee is premium — evaluate ongoing benefits carefully. $200 in annual credits available.
Downgrade Options
If you decide to cancel, consider product-changing to keep your account history.
Retention Offers
Reported offers when calling to cancel or downgrade. Your offer may vary.
5,000 SKYPASS miles
PhoneReddit · 2025-09
Tip: Limited data. US Bank retention offers are uncommon. Fee is $450.
Last updated: 2026-03. Not guaranteed.
Card analysis
Offer analysis
The current offer on the SKYPASS Select Visa Signature awards 60,000 miles after spending $5,000 within 90 days of account opening.
Annual fee value
The $450 annual fee is largely offset by ongoing benefits including annual statement credits ($200), airline credits ($200), with an estimated total value of ~$400 per year.
In the first year, the sign-up bonus alone delivers approximately $910 in net value after the annual fee and benefit credits.
Application strategy
This card belongs to the skypass product family. U.S. Bank may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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