SKYPASS Visa Signature Business
U.S. Bank
SKYPASS Visa Signature Business
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$800
Base score: 38
Current $800 vs typical $800
Net value after annual fee: ~$701
Estimate based on our value hints; not financial advice.
Annual Fee
$99/yr
SKYPASS Visa Signature Business
Welcome Offer
Earn 50,000 SKYPASS miles after spending $5,000 in the first 90 days.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Korean Air purchases
2x miles
Purchases made directly with Korean Air
Gas & EV charging
2x miles
Cell phone & office supplies
2x miles
Dining
2x miles
Including takeout and delivery
Everything else
1x miles
Key benefits
5% Korean Air ticket discount
Annual discount coupon for cardholder and one companion on Korean Air tickets.
2 Korean Air Lounge vouchers
Two annual Korean Air Lounge access vouchers.
No foreign transaction fees
Use worldwide without extra charges.
Perks
Bilingual customer service
24/7 English and Korean customer support.
U.S. Bank Spend Management
Accounting integration, receipt capture, and card controls for business expenses.
Good fit for
About this card
The U.S. Bank SKYPASS Visa Signature Business is a business airline rewards card with a $99 annual fee. New cardholders can earn 50,000 miles after spending $5,000 in 90 days.
Best for
occasional travelers, frequent flyers, small business owners
Key considerations
Low annual fee of $99 is easy to offset with benefits.
Card analysis
Offer analysis
The current offer on the SKYPASS Visa Signature Business awards 50,000 miles after spending $5,000 within 90 days of account opening.
Annual fee value
This card carries a $99 annual fee. Evaluate whether the sign-up bonus and ongoing rewards justify the cost based on your spending patterns.
In the first year, the sign-up bonus alone delivers approximately $701 in net value after the annual fee.
Application strategy
This card belongs to the skypass product family. U.S. Bank may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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