SKYPASS Visa Signature
U.S. Bank
SKYPASS Visa Signature
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$640
Base score: 35
Current $640 vs typical $640
Net value after annual fee: ~$541
Estimate based on our value hints; not financial advice.
Annual Fee
$99/yr
SKYPASS Visa Signature
Welcome Offer
Earn 40,000 SKYPASS miles after spending $4,000 in the first 90 days.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Korean Air purchases
2x miles
Purchases made directly with Korean Air
Hotels
2x miles
Dining
2x miles
Including takeout and delivery
Everything else
1x miles
Key benefits
5% Korean Air ticket discount
Annual discount coupon for cardholder and one companion on Korean Air tickets.
2 Korean Air Lounge vouchers
Two annual Korean Air Lounge access vouchers.
No foreign transaction fees
Use worldwide without extra charges.
Perks
Bilingual customer service
24/7 English and Korean customer support.
Auto rental collision damage waiver
Coverage for rental car damage.
Good fit for
About this card
The U.S. Bank SKYPASS Visa Signature is a airline rewards card with a $99 annual fee. New cardholders can earn 40,000 miles after spending $4,000 in 90 days.
Best for
occasional travelers, frequent flyers
Key considerations
Low annual fee of $99 is easy to offset with benefits.
Card analysis
Offer analysis
The current offer on the SKYPASS Visa Signature awards 40,000 miles after spending $4,000 within 90 days of account opening.
Annual fee value
This card carries a $99 annual fee. Evaluate whether the sign-up bonus and ongoing rewards justify the cost based on your spending patterns.
In the first year, the sign-up bonus alone delivers approximately $541 in net value after the annual fee.
Application strategy
This card belongs to the skypass product family. U.S. Bank may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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