Altitude Reserve
U.S. Bank
Altitude Reserve
Offer Strength
This card has no welcome bonus. Value comes from intro APR or ongoing benefits.
Annual Fee
$400/yr
No longer available for new applications
This card has been discontinued by the issuer. Existing cardholders may continue to use it.
No Longer Available
Altitude Reserve
Welcome Offer
No longer accepting new applications as of November 2024.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Travel
2x points
Dining
1x points
Grocery
1x points
Key benefits
Welcome offer
No longer accepting new applications as of November 2024.
Annual fee
Annual fee is $400.
Travel friendly
Built for travel spend and perks.
Lounge access
Access to select lounges.
Perks
Travel protections
Select protections on eligible purchases.
Lounge access
Access to select lounges.
Ongoing Value
Annual benefits that offset the fee year after year.
Annual Credits
$325 in statement credits per year
$325 annual travel credit + Priority Pass lounge access.
Annual Fee Breakeven
Good fit for
Card analysis
Annual fee value
The $400 annual fee is largely offset by ongoing benefits including annual statement credits ($325), with an estimated total value of ~$325 per year.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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