Cash+
U.S. Bank
Cash+
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$200
Base score: 25
Current $200 vs typical $200
Net value after annual fee: ~$200
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Cash+
Welcome Offer
Earn a $200 bonus after spending $1,000 in the first 90 days.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Two chosen categories (first $2,000/quarter combined)
5% cash back
Rewards Travel Center prepaid bookings
5% cash back
One chosen everyday category (gas, grocery, or restaurants)
2% cash back
All other purchases
1% cash back
Key benefits
5% cash back on two categories you choose each quarter (first $2,000 combined)
5% cash back on two categories you choose each quarter (first $2,000 combined)
2% on one everyday category of your choice (gas, grocery, or restaurants)
2% on one everyday category of your choice (gas, grocery, or restaurants)
5% on prepaid hotels and car rentals via Rewards Travel Center
5% on prepaid hotels and car rentals via Rewards Travel Center
No annual fee
No annual fee
0% intro APR for 15 billing cycles
0% intro APR for 15 billing cycles
Flexible redemption: statement credit, rewards card, or direct deposit
Flexible redemption: statement credit, rewards card, or direct deposit
Perks
Customizable 5% categories: utilities, cell phone, streaming, fast food, department stores, electronics, gyms, and more
Customizable 5% categories: utilities, cell phone, streaming, fast food, department stores, electronics, gyms, and more
Flexible cash back redemption to statement credit, rewards card, or U.S. Bank account
Flexible cash back redemption to statement credit, rewards card, or U.S. Bank account
Good fit for
About this card
The U.S. Bank Cash+ is a cash back card with no annual fee. New cardholders can earn 200 cash after spending $1,000 in 90 days.
Best for
credit card beginners, anyone wanting simple cash back
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Cash+ awards 200 cash after spending $1,000 within 90 days of account opening.
Annual fee value
The Cash+ has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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