Altitude Go

U.S. BankPersonal

U.S. Bank

Altitude Go

Offer Strength

Standard
30
0Avg100
Show breakdown

Estimated bonus value: ~$300

Base score: 29

Hotel boost: +1

Ongoing hotel value (conservative): ~$9

$15 annual credits

Current $300 vs typical $300

Net value after annual fee: ~$300

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Your Eligibility

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Welcome Offer

Earn 20,000 bonus points after spending $1,000 in the first 90 days.

Last verified Feb 23, 2026

Earning Rates

Dining, takeout, and restaurant delivery (first $2,000/quarter)

4x points

Grocery stores, gas/EV charging, and streaming services

2x points

All other purchases

1x points

Key benefits

4X points on dining, takeout, and delivery (first $2,000/quarter)

4X points on dining, takeout, and delivery (first $2,000/quarter)

2X on grocery, gas/EV charging, and streaming

2X on grocery, gas/EV charging, and streaming

$15 annual streaming statement credit

$15 annual streaming statement credit

No annual fee

No annual fee

No foreign transaction fees

No foreign transaction fees

0% intro APR for 15 billing cycles

0% intro APR for 15 billing cycles

Perks

$15 annual streaming credit after 11 consecutive months of qualifying streaming purchases

$15 annual streaming credit after 11 consecutive months of qualifying streaming purchases

Real-Time Rewards — redeem points instantly at checkout

Real-Time Rewards — redeem points instantly at checkout

No foreign transaction fees

No foreign transaction fees

Ongoing Value

Annual benefits that offset the fee year after year.

Annual Credits

$15 in statement credits per year

$15 annual streaming credit (after 11 consecutive months of eligible streaming purchases).

Good fit for

DiningBeginnerDining, takeout, and restaurant delivery (first $2,000/quarter)Grocery stores, gas/EV charging, and streaming servicesAll other purchases

About this card

The U.S. Bank Altitude Go is a dining rewards card with no annual fee. New cardholders can earn 20,000 points after spending $1,000 in 90 days.

Best for

credit card beginners, dining enthusiasts

Key considerations

No annual fee makes this easy to keep long-term. $15 in annual credits available.

Card analysis

Offer analysis

The current offer on the Altitude Go awards 20,000 points after spending $1,000 within 90 days of account opening.

Annual fee value

The Altitude Go has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

4X dining capped at first $2,000 per quarter. Streaming credit requires 11 consecutive months of streaming purchases.

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