Offer Strength
Above average · $250 above typical
Show breakdown
Estimated bonus value: ~$1,250
Base score: 47
Hotel boost: +25
Includes 1-year ongoing benefits (conservative): ~$180
Current $1,250 vs typical $1,000
Net value after annual fee: ~$455
Estimate based on our value hints; not financial advice.
Annual Fee
$795/yr
Sapphire Reserve
Welcome Offer
Earn 125,000 bonus points after $6,000 spend in 3 months.
Earning Rates
Chase Travel
8x points
Booked through Chase Travel
Travel
3x points
Eligible travel purchases
Dining
3x points
Restaurants and delivery
Key Benefits
Premium travel value
Designed for frequent travelers.
Lounge access
Access to lounge networks on eligible terms.
Transfer partners
Move points to travel partners.
Travel credits
Annual travel credit may offset fee.
Perks
Lounge access
Access to select airport lounges.
Travel protections
Expanded travel coverage on eligible purchases.
No FX fees
No foreign transaction fees.
Good fit for