Offer Strength
Above average · $150 above typical
Show breakdown
Estimated bonus value: ~$750
Base score: 55
Hotel boost: +4
Includes 1-year ongoing benefits (conservative): ~$30
Current $750 vs typical $600
Net value after annual fee: ~$600
Estimate based on our value hints; not financial advice.
Annual Fee
$150/yr
Sapphire Preferred
Welcome Offer
Earn 75,000 bonus points after $5,000 spend in 3 months.
Earning Rates
Travel
2x points
Including transit and travel purchases
Dining
3x points
Restaurants and eligible delivery
Everything else
1x points
Key Benefits
Welcome offer
Earn bonus points after qualifying spend.
Travel & dining rewards
Boosted points on travel and dining purchases.
Transfer partners
Move points to airline and hotel partners.
No foreign transaction fees
Travel abroad without extra fees.
Perks
Primary rental coverage
Auto rental collision coverage on eligible rentals.
Trip protections
Select travel protections on eligible purchases.
No FX fees
Spend internationally without foreign transaction fees.
Good fit for