Offer Strength
Standard
Show breakdown
Estimated bonus value: ~$200
Base score: 22
Current $200 vs typical $200
Net value after annual fee: ~$200
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Freedom Flex
Welcome Offer
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Earning Rates
Quarterly categories
5% cash back
On up to a capped amount
Dining
3% cash back
Drugstores
3% cash back
Key Benefits
Quarterly bonus
Rotating bonus categories each quarter.
No annual fee
Keep long-term value with /bin/zsh AF.
Dining perks
Extra rewards on dining purchases.
Drugstore rewards
Boosted cash back at drugstores.
Perks
Purchase protection
Coverage on eligible purchases.
Intro offers
Potential intro APR on purchases/balance transfers.
Good fit for