Card dossier
Amazon Visa
Chase
Amazon Visa
Issuer
Chase
Annual fee
$0
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$50
Base score: 18
Current $50 vs typical $50
Net value after annual fee: ~$50
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Credit Score
Good credit recommended (670+)
Does not require an Amazon Prime membership.
Amazon Visa
Welcome Offer
Get a $50 Amazon Gift Card instantly upon approval.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Amazon Visa current-holder rule
Official Chase terms make Prime Visa and Amazon Visa unavailable to a current holder of either consumer card. No fixed former-holder cooldown is published.
Chase 5/24 rule
Based on widely reported data, most Chase cards appear to decline applicants who have opened 5 or more personal credit cards (from any bank) in the last 24 months.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
3% back at Amazon.com, Audible.com, Whole Foods Market, and Chase Travel
2% back at gas stations, restaurants, and local transit/commuting
1% on all other purchases
Key benefits
3% back at Amazon.com, Audible.com, Whole Foods Market, and Chase Travel
3% back at Amazon.com, Audible.com, Whole Foods Market, and Chase Travel
2% at gas stations, restaurants, and local transit
2% at gas stations, restaurants, and local transit
No annual card fee
No annual card fee
No foreign transaction fees
No foreign transaction fees
Perks
No annual credit card fee
No annual credit card fee
No foreign transaction fees
No foreign transaction fees
Redeem cash back at Amazon.com checkout
Redeem cash back at Amazon.com checkout
Good fit for
About this card
Amazon Visa is a no-annual-fee cash back card with 3% rewards at Amazon.com, Audible.com, Whole Foods Market, and Chase Travel.
Best for
Amazon shoppers without an eligible Prime membership
Key considerations
Prime members can earn more with Prime Visa. You cannot currently hold either Amazon Visa or Prime Visa under the advertised offer terms.
Recent updates
Recent offer or rule changes that affected this card.
Card analysis
Offer analysis
The current offer on the Amazon Visa awards 50 cashback after spending $0 within 0 days of account opening.
Annual fee value
The Amazon Visa has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Application strategy
This card is subject to Chase’s 5/24 rule. If you have opened five or more personal credit cards from any issuer in the past 24 months, your application will likely be denied regardless of your credit score. Consider whether using a 5/24 slot on this card is the best use of your limited Chase applications.
Prime Visa and Amazon Visa are each unavailable if you currently hold either consumer card. Closed former-holder accounts, authorized-user cards, and Amazon business cards do not trigger this current-holder rule. Current public terms do not state a fixed former-holder cooldown; verify the secure application terms before applying.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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