Amazon Prime Visa

ChasePersonal

Chase

Amazon Prime Visa

Offer Strength

Standard
24
0Avg100
Show breakdown

Estimated bonus value: ~$150

Base score: 24

Current $150 vs typical $150

Net value after annual fee: ~$150

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Credit Score

Moderate approval

Good credit recommended (670+)

Requires active Amazon Prime membership.

Your Eligibility

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Welcome Offer

Earn a $150 Amazon Gift Card instantly upon approval.

Last verified Mar 14, 2026

Earning Rates

5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel (with Prime)

2% back at gas stations, restaurants, and local transit/commuting

1% on all other purchases

Key benefits

5% back at Amazon, Whole Foods, and Chase Travel

5% back at Amazon, Whole Foods, and Chase Travel

2% at gas, restaurants, and transit

2% at gas, restaurants, and transit

No annual card fee

No annual card fee

No foreign transaction fees

No foreign transaction fees

Perks

No annual credit card fee (Prime membership required separately)

No annual credit card fee (Prime membership required separately)

No foreign transaction fees

No foreign transaction fees

Redeem cash back at Amazon.com checkout

Redeem cash back at Amazon.com checkout

Good fit for

Cashbackgrocery5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel (with Prime)2% back at gas stations, restaurants, and local transit/commuting1% on all other purchases

About this card

The Chase Amazon Prime Visa is a cash back card with no annual fee. New cardholders can earn 150 cashback.

Best for

grocery shoppers, anyone wanting simple cash back

Key considerations

No annual fee makes this easy to keep long-term. Subject to Chase 5/24 rule — plan application timing.

Card analysis

Offer analysis

The current offer on the Amazon Prime Visa awards 150 cashback after spending $0 within 0 days of account opening.

Annual fee value

The Amazon Prime Visa has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Application strategy

This card is subject to Chase’s 5/24 rule. If you have opened five or more personal credit cards from any issuer in the past 24 months, your application will likely be denied regardless of your credit score. Consider whether using a 5/24 slot on this card is the best use of your limited Chase applications.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

Requires active Amazon Prime membership ($14.99/mo or $139/yr) for the 5% earn rate. Without Prime, earn rate drops to 3% at Amazon/Whole Foods.

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