Offer Strength
72
Above average · $200 above typical
Show breakdown
Estimated bonus value: ~$1,000
Base score: 72
Current $1,000 vs typical $800
Net value after annual fee: ~$905
Estimate based on our value hints; not financial advice.
Annual Fee
$95/yr
Capital OneBusiness
Spark Cash
Welcome Offer
Earn a $1,000 cash bonus after spending $10,000 in the first 3 months.
Spend $10,000in 90 daysEarn 1,000 cashback
Earning Rates
Everything else
2% cash back
Dining
1% cash back
Travel
1% cash back
Key Benefits
Welcome offer
Earn a $1,000 cash bonus after spending $10,000 in the first 3 months.
Annual fee
Annual fee is $95.
Good fit for
BusinessCashbackDiningTravel
Benefits are subject to issuer terms.