Spark Cash Select
Capital One
Spark Cash Select
Offer Strength
Above average$150 above typical value
Show breakdown
Estimated bonus value: ~$750
Base score: 49
Current $750 vs typical $600
Net value after annual fee: ~$750
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Spark Cash Select
Welcome Offer
Earn a $750 cash bonus after spending $6,000 in the first 3 months.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
1.5% cash back on every purchase
5% on hotels and rental cars via Capital One Business Travel
Key benefits
Unlimited 1.5% cash back on every purchase
Unlimited 1.5% cash back on every purchase
5% on hotels and rental cars via Capital One Business Travel
5% on hotels and rental cars via Capital One Business Travel
No annual fee
No annual fee
No foreign transaction fees
No foreign transaction fees
Perks
Free employee cards
Free employee cards
Business spending management tools
Business spending management tools
No foreign transaction fees
No foreign transaction fees
Good fit for
About this card
The Capital One Spark Cash Select is a business cash back card with no annual fee. New cardholders can earn 750 cashback after spending $6,000 in 90 days.
Best for
anyone wanting simple cash back, small business owners
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Spark Cash Select awards 750 cashback after spending $6,000 within 90 days of account opening.
Annual fee value
The Spark Cash Select has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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