Quicksilver
Capital One
Quicksilver
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$200
Base score: 25
Current $200 vs typical $200
Net value after annual fee: ~$200
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Quicksilver
Welcome Offer
Earn a $200 cash bonus after spending $500 in the first 3 months.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
1.5% cash back on every purchase
5% on hotels, rental cars, activities via Capital One Travel
5% on Capital One Entertainment
Key benefits
Unlimited 1.5% cash back on every purchase
Unlimited 1.5% cash back on every purchase
5% on hotels, rental cars, and activities via Capital One Travel
5% on hotels, rental cars, and activities via Capital One Travel
5% on Capital One Entertainment purchases
5% on Capital One Entertainment purchases
No annual fee
No annual fee
No foreign transaction fees
No foreign transaction fees
Perks
0% intro APR for 15 months on purchases and balance transfers
0% intro APR for 15 months on purchases and balance transfers
Capital One Entertainment access
Capital One Entertainment access
Price drop protection on flights
Price drop protection on flights
Extended warranty and purchase protection
Extended warranty and purchase protection
Good fit for
About this card
The Capital One Quicksilver is a no-annual-fee card earning a flat 1.5% unlimited cashback on every purchase. It's one of the most accessible rewards cards, making it a strong starter card or everyday backup.
Best for
Beginners or anyone who wants a simple, no-fee cashback card without category management. Excellent as a secondary card for purchases that don't earn higher rewards elsewhere.
Key considerations
The 1.5% flat rate is solid but not best-in-class compared to 2% options. Capital One's approval criteria tend to favor applicants with fewer recent inquiries.
Card analysis
Offer analysis
The current offer on the Quicksilver awards 200 cashback after spending $500 within 90 days of account opening.
Annual fee value
The Quicksilver has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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