Quicksilver

Capital OnePersonal

Capital One

Quicksilver

Offer Strength

Standard
25
0Avg100
Show breakdown

Estimated bonus value: ~$200

Base score: 25

Current $200 vs typical $200

Net value after annual fee: ~$200

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Your Eligibility

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Welcome Offer

Earn a $200 cash bonus after spending $500 in the first 3 months.

Last verified Feb 23, 2026

Earning Rates

1.5% cash back on every purchase

5% on hotels, rental cars, activities via Capital One Travel

5% on Capital One Entertainment

Key benefits

Unlimited 1.5% cash back on every purchase

Unlimited 1.5% cash back on every purchase

5% on hotels, rental cars, and activities via Capital One Travel

5% on hotels, rental cars, and activities via Capital One Travel

5% on Capital One Entertainment purchases

5% on Capital One Entertainment purchases

No annual fee

No annual fee

No foreign transaction fees

No foreign transaction fees

Perks

0% intro APR for 15 months on purchases and balance transfers

0% intro APR for 15 months on purchases and balance transfers

Capital One Entertainment access

Capital One Entertainment access

Price drop protection on flights

Price drop protection on flights

Extended warranty and purchase protection

Extended warranty and purchase protection

Good fit for

CashbackBeginner1.5% cash back on every purchase5% on hotels, rental cars, activities via Capital One Travel5% on Capital One Entertainment

About this card

The Capital One Quicksilver is a no-annual-fee card earning a flat 1.5% unlimited cashback on every purchase. It's one of the most accessible rewards cards, making it a strong starter card or everyday backup.

Best for

Beginners or anyone who wants a simple, no-fee cashback card without category management. Excellent as a secondary card for purchases that don't earn higher rewards elsewhere.

Key considerations

The 1.5% flat rate is solid but not best-in-class compared to 2% options. Capital One's approval criteria tend to favor applicants with fewer recent inquiries.

Card analysis

Offer analysis

The current offer on the Quicksilver awards 200 cashback after spending $500 within 90 days of account opening.

Annual fee value

The Quicksilver has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

No annual fee. Intro APR offer for 15 months.

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