Bilt Obsidian card

Offer Strength

17

Standard

Show breakdown

Estimated bonus value: ~$200

Base score: 17

Current $200 vs typical $200

Net value after annual fee: ~$105

Estimate based on our value hints; not financial advice.

Annual Fee

$95/yr

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Wells FargoPersonal

Bilt Obsidian

Welcome Offer

Earn $200 in Bilt Cash when you apply and are approved

Spend $0in 0 daysEarn 200 cashback

Earning Rates

Dining

3x points

Grocery

3x points

Travel

2x points

Key Benefits

Welcome offer

Earn $200 in Bilt Cash when you apply and are approved

Annual fee

Annual fee is $95.

Travel friendly

Built for travel spend and perks.

Dining rewards

Extra rewards on dining purchases.

Perks

Travel protections

Select protections on eligible purchases.

Good fit for

TravelDiningrentGrocery
Benefits are subject to issuer terms.