Robinhood Platinum
Other
Robinhood Platinum
Offer Strength
This card has no welcome bonus. Value comes from intro APR or ongoing benefits.
Annual Fee
$695/yr
Credit Score
Excellent credit recommended (740+)
Invite-only at launch; waitlist available.
Robinhood Platinum
Welcome Offer
No current sign-up bonus. Invite-only launch.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Hotels
10% cashback
Hotels booked through Robinhood Travel
Dining
5% cashback
Up to $50,000 per year
Flights
5% cashback
Flights booked through Robinhood Travel
Everything else
1% cashback
Key benefits
$1,750+ in annual credits
Hotel, travel, DoorDash, restaurant, autonomous, and wearables credits.
5% cashback on dining
5% back on up to $50,000 in annual dining spend.
10% back on hotels
10% cashback on hotels booked through Robinhood Travel.
Priority Pass Select
Unlimited airport lounge access for cardholder and guests.
Health & lifestyle memberships
Robinhood Gold, Oura Ring, Function Health, and Amazon One Medical included.
Global Entry / TSA PreCheck
Statement credit for Global Entry or TSA PreCheck application fee.
Perks
Priority Pass Select
Airport lounge access worldwide.
Global Entry / TSA PreCheck
Application fee credit.
Robinhood Gold
Complimentary Robinhood Gold membership ($60/yr value).
Oura Ring membership
Complimentary Oura Ring membership ($70/yr value).
Function Health
Complimentary Function Health membership ($365/yr value).
Amazon One Medical
Complimentary Amazon One Medical membership ($199/yr value).
No foreign transaction fees
No FX fees on purchases abroad.
Ongoing Value
Annual benefits that offset the fee year after year.
Annual Credits
$1,750 in statement credits per year
$500 hotel, $300 travel, $250 DoorDash, $250 restaurant, $250 autonomous, $200 wearables credits. Robinhood Gold, Oura Ring, Function Health, Amazon One Medical memberships. Priority Pass Select, Global Entry/TSA.
Annual Fee Breakeven
Good fit for
About this card
Robinhood's first premium credit card, featuring up to $1,750 in annual statement credits across hotel, travel, dining, DoorDash, autonomous, and wearables categories. Includes complimentary Robinhood Gold, Oura Ring, Function Health, and Amazon One Medical memberships. Currently invite-only with a waitlist.
Best for
Heavy diners and travelers who value stacking annual credits to offset or exceed the annual fee, and who would use the included health and lifestyle memberships.
Key considerations
Currently invite-only — you must join the waitlist. No sign-up bonus at launch. The $695 fee can be more than offset by credits, but only if you use them. Earning structure is portal-dependent for hotels and flights. Issued by Coastal Community Bank.
Card analysis
Annual fee value
The $695 annual fee is more than offset by ongoing benefits including annual statement credits ($1,750), with an estimated total value of ~$1,750 per year.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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