Discover it Student Cash Back
Discover
Discover it Student Cash Back
Offer Strength
Standard$25 above typical value
Show breakdown
Estimated bonus value: ~$100
Base score: 35
Current $100 vs typical $75
Net value after annual fee: ~$100
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Discover it Student Cash Back
Welcome Offer
Cashback Match for students: Discover matches all cash back earned in your first year. Plus $20 statement credit for good grades each school year (up to 5 years).
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Discover 2-card limit
Discover appears to allow a maximum of 2 credit cards per person, with a 12-month wait between new card approvals.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Rotating categories
5%
Up to $1,500 per quarter (activation required)
All other purchases
1%
Key benefits
5% rotating categories
Earn 5% cash back on up to $1,500 in purchases in rotating quarterly categories (activation required).
Good grades reward
$20 statement credit each school year you maintain a 3.0 GPA (up to 5 years).
Cashback Match
Discover matches all the cash back you earn at the end of your first year.
Perks
No annual fee
$0 annual fee, no fees ever.
Free FICO score
Access your FICO credit score for free on monthly statements.
No foreign transaction fees
0% foreign transaction fee.
Good fit for
About this card
The Discover Discover it Student Cash Back is a cash back card with no annual fee. New cardholders can earn 1 cashback match (1:1 year-end match).
Best for
credit card beginners, anyone wanting simple cash back
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Discover it Student Cash Back awards 1 cashback match (1:1 year-end match) after spending $0 within 365 days of account opening.
Annual fee value
The Discover it Student Cash Back has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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