Discover it Chrome

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Discover it Chrome

Offer Strength

Standard
35
0Avg100

$25 above typical value

Show breakdown

Estimated bonus value: ~$100

Base score: 35

Current $100 vs typical $75

Net value after annual fee: ~$100

Estimate based on our value hints; not financial advice.

Annual Fee

$0/yr

Your Eligibility

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Welcome Offer

Cashback Match: Discover automatically matches all the cash back you earn at the end of your first year.

Last verified Mar 11, 2026

Earning Rates

Restaurants

2%

Up to $1,000 combined with gas per quarter

Gas stations

2%

Up to $1,000 combined with dining per quarter

All other purchases

1%

Key benefits

2% dining & gas

Earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter.

Cashback Match

Discover matches all the cash back you earn at the end of your first year, automatically.

No annual fee

$0 annual fee.

Perks

No foreign transaction fees

0% foreign transaction fee on purchases.

Free FICO score

Access your FICO credit score for free on monthly statements.

Good fit for

CashbackDiningRestaurantsGas stationsAll other purchases

About this card

The Discover Discover it Chrome is a cash back card with no annual fee. New cardholders can earn 1 cashback match (1:1 year-end match).

Best for

dining enthusiasts, anyone wanting simple cash back

Key considerations

No annual fee makes this easy to keep long-term.

Card analysis

Offer analysis

The current offer on the Discover it Chrome awards 1 cashback match (1:1 year-end match) after spending $0 within 365 days of account opening.

Annual fee value

The Discover it Chrome has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

The 2% categories (dining and gas) have a combined $1,000 quarterly cap, after which purchases earn 1%.

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