Offer Strength
22
Standard
Show breakdown
Estimated bonus value: ~$200
Base score: 22
Current $200 vs typical $200
Net value after annual fee: ~$200
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
CitiPersonal
Strata
Welcome Offer
Earn 20,000 bonus points after spending $1,000 in the first 3 months.
Spend $1,000in 90 daysEarn 20,000 points
Earning Rates
Dining
1x points
Travel
1x points
Grocery
1x points
Key Benefits
Welcome offer
Earn 20,000 bonus points after spending $1,000 in the first 3 months.
No annual fee
Keep long-term value with $0 annual fee.
Travel friendly
Built for travel spend and perks.
Transfer partners
Move points to travel partners.
Perks
Travel protections
Select protections on eligible purchases.
Good fit for
TravelTransferBeginnerDiningGrocery
Benefits are subject to issuer terms.