Offer Strength
47
Standard · $100 above typical
Show breakdown
Estimated bonus value: ~$600
Base score: 47
Current $600 vs typical $500
Net value after annual fee: ~$505
Estimate based on our value hints; not financial advice.
Annual Fee
$95/yr
CitiPersonal
Strata Premier
Welcome Offer
Earn 60,000 bonus points after spending $4,000 in the first 3 months.
Spend $4,000in 90 daysEarn 60,000 points
Earning Rates
Travel
3x points
Dining
3x points
Gas
3x points
Key Benefits
Everyday travel rewards
Strong categories for travel and dining.
Transfer partners
Move points to travel partners.
No FX fees
No foreign transaction fees.
Perks
Travel protections
Select travel protections on eligible purchases.
Good fit for
TravelTransferDiningGas