Offer Strength
This card has no welcome bonus. Value comes from intro APR or ongoing benefits.
Annual Fee
$0/yr
CitiPersonal
Simplicity
Welcome Offer
No welcome bonus. 0% intro APR on purchases for 12 months and balance transfers for 21 months.
Earning Rates
Dining
1x points
Travel
1x points
Grocery
1x points
Key Benefits
Welcome offer
No welcome bonus. 0% intro APR on purchases for 12 months and balance transfers for 21 months.
No annual fee
Keep long-term value with $0 annual fee.
Good fit for
BeginnerDiningTravelGrocery
Benefits are subject to issuer terms.