Costco Anywhere Visa
Citi
Costco Anywhere Visa
Offer Strength
This card has no welcome bonus. Value comes from intro APR or ongoing benefits.
Annual Fee
$0/yr
Credit Score
Good credit recommended (670+)
Requires active Costco membership. Apply in-store only.
Costco Anywhere Visa
Welcome Offer
No sign-up bonus. Apply in-store at any Costco warehouse.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Citi velocity rules
Citi is observed to limit approvals to about 1 card per 8 days and 2 cards per 65 days.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
Gas at Costco
5% cash back
At Costco gas stations
Other gas & EV charging
4% cash back
Combined with Costco gas: first $7,000/year, then 1%
Restaurants & travel
3% cash back
At restaurants and on eligible travel purchases worldwide
Costco purchases
2% cash back
At Costco warehouses and Costco.com
Key benefits
5% Costco gas
5% cash back on gas at Costco, 4% on other gas and EV charging (first $7,000/year combined, then 1%).
3% dining & travel
3% cash back at restaurants and on eligible travel purchases worldwide.
2% at Costco
2% cash back on all Costco and Costco.com purchases.
No annual card fee
$0 annual fee with active Costco membership.
Perks
Annual reward certificate
Cash back paid once annually as a reward certificate, redeemable at U.S. Costco warehouses.
No foreign transaction fees
0% foreign transaction fee on purchases.
Purchase protection
Damage and theft purchase protection plus extended warranty.
Good fit for
About this card
The Citi Costco Anywhere Visa is a cash back card with no annual fee.
Best for
anyone wanting simple cash back
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Annual fee value
The Costco Anywhere Visa has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Application strategy
Citi’s velocity rules apply: a maximum of one application per 8 days and two per 65 days. Additionally, Citi’s 48-month rule may restrict your welcome bonus if you earned a bonus on a card in the same product family within the past four years.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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