Offer Strength
Great offer · $400 above typical
Show breakdown
Estimated bonus value: ~$1,200
Base score: 87
Current $1,200 vs typical $800
Net value after annual fee: ~$1,200
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
IHG Traveler
Welcome Offer
Earn up to 120,000 bonus points: 90,000 points after you spend $2,000 in the first 3 months, plus up to 30,000 more with 3x on up to $10,000 in purchases in the first 6 months (excluding IHG).
Earning Rates
Travel
2x points
Dining
1x points
Grocery
1x points
Key Benefits
Welcome offer
Earn up to 120,000 bonus points: 90,000 points after you spend $2,000 in the first 3 months, plus up to 30,000 more with 3x on up to $10,000 in purchases in the first 6 months (excluding IHG).
No annual fee
Keep long-term value with $0 annual fee.
Travel friendly
Built for travel spend and perks.
Perks
Travel protections
Select protections on eligible purchases.
Good fit for