Venture
Capital One
Venture
Offer Strength
Above average$80 above typical value
Show breakdown
Estimated bonus value: ~$1,200
Base score: 48
Current $1,200 vs typical $1,120
Net value after annual fee: ~$1,105
Estimate based on our value hints; not financial advice.
Annual Fee
$95/yr
Venture
Welcome Offer
Earn 75,000 bonus miles after spending $4,000 in the first 3 months, plus a $250 Capital One Travel credit. Offer ends 04/13/2026.
3 days left
Offer expires Apr 13, 2026
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Capital One Venture family rule
Official terms reference a per-product 48-month cooldown, but community data suggests cross-product enforcement across Venture X, Venture, and VentureOne personal cards. Business cards are exempt.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
5x miles on hotels/rental cars via Capital One Travel
2x miles on every purchase
Miles never expire while account is open
Key benefits
Unlimited 2x miles on every purchase
Unlimited 2x miles on every purchase
5x miles on hotels and rental cars via Capital One Travel
5x miles on hotels and rental cars via Capital One Travel
TSA PreCheck / Global Entry credit ($120)
TSA PreCheck / Global Entry credit ($120)
Transfer miles to 15+ airline/hotel partners
Transfer miles to 15+ airline/hotel partners
No foreign transaction fees
No foreign transaction fees
Perks
Hertz Gold Plus Five Star status
Hertz Gold Plus Five Star status
Capital One Entertainment access
Capital One Entertainment access
Price drop protection on flights
Price drop protection on flights
Extended warranty and purchase protection
Extended warranty and purchase protection
Good fit for
About this card
The Capital One Venture earns an unlimited 2x miles per dollar on every purchase, with miles redeemable as a statement credit against travel purchases or transferable to airline and hotel partners. It's a straightforward travel rewards card with no category tracking.
Best for
Travelers who want simplicity — earn everywhere, redeem against any travel purchase. Good for those who prefer statement credits over navigating transfer partner sweet spots.
Key considerations
The $95 annual fee is standard for this tier. Capital One's approval process can be conservative, especially if you already hold Capital One cards.
Downgrade Options
If you decide to cancel, consider product-changing to keep your account history.
Retention Offers
Reported offers when calling to cancel or downgrade. Your offer may vary.
$95 annual fee waiver
PhoneReddit · 2025-12
5,000 miles
PhoneFlyerTalk · 2025-08
Tip: Capital One often waives the fee on the second year. Can also downgrade to VentureOne ($0).
Last updated: 2026-03. Not guaranteed.
Card analysis
Offer analysis
The current offer on the Venture awards 75,000 miles after spending $4,000 within 90 days of account opening.
Annual fee value
This card carries a $95 annual fee. Evaluate whether the sign-up bonus and ongoing rewards justify the cost based on your spending patterns.
In the first year, the sign-up bonus alone delivers approximately $1,105 in net value after the annual fee.
Application strategy
This card belongs to the venture product family. Capital One may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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