Spark Miles card

Offer Strength

38

Standard · $50 above typical

Show breakdown

Estimated bonus value: ~$500

Base score: 38

Current $500 vs typical $450

Net value after annual fee: ~$405

Estimate based on our value hints; not financial advice.

Annual Fee

$95/yr

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Capital OneBusiness

Spark Miles

Welcome Offer

Earn 50,000 miles after spending $4,500 in the first 3 months, plus a $0 intro annual fee for the first year.

Spend $4,500in 90 daysEarn 50,000 miles

Earning Rates

Travel

2x points

Everything else

2x points

Dining

1x points

Key Benefits

Welcome offer

Earn 50,000 miles after spending $4,500 in the first 3 months, plus a $0 intro annual fee for the first year.

Annual fee

Annual fee is $95.

Travel friendly

Built for travel spend and perks.

Perks

Travel protections

Select protections on eligible purchases.

Good fit for

BusinessTravelDining
Benefits are subject to issuer terms.