Spark Miles Select
Capital One
Spark Miles Select
Offer Strength
Standard$80 above typical value
Show breakdown
Estimated bonus value: ~$800
Base score: 44
Current $800 vs typical $720
Net value after annual fee: ~$800
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Spark Miles Select
Welcome Offer
Earn 50,000 miles after spending $4,500 in the first 3 months.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
1.5x miles on every purchase
5x miles on hotels via Capital One Business Travel
Key benefits
Unlimited 1.5x miles on every purchase
Unlimited 1.5x miles on every purchase
5x miles on hotels via Capital One Business Travel
5x miles on hotels via Capital One Business Travel
No annual fee
No annual fee
No foreign transaction fees
No foreign transaction fees
Perks
Transfer miles to 15+ airline/hotel partners
Transfer miles to 15+ airline/hotel partners
Free employee cards
Free employee cards
No foreign transaction fees
No foreign transaction fees
Good fit for
About this card
The Capital One Spark Miles Select is a business travel rewards card with no annual fee. New cardholders can earn 50,000 miles after spending $4,500 in 90 days.
Best for
occasional travelers, small business owners
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Spark Miles Select awards 50,000 miles after spending $4,500 within 90 days of account opening.
Annual fee value
The Spark Miles Select has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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