QuicksilverOne

Capital OnePersonal

Capital One

QuicksilverOne

Offer Strength

This card has no welcome bonus. Value comes from intro APR or ongoing benefits.

Annual Fee

$39/yr

Your Eligibility

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Welcome Offer

No welcome bonus advertised.

Last verified Feb 23, 2026

Earning Rates

1.5% cash back on every purchase

5% on hotels and rental cars via Capital One Travel

Key benefits

Unlimited 1.5% cash back on every purchase

Unlimited 1.5% cash back on every purchase

5% on hotels/rental cars via Capital One Travel

5% on hotels/rental cars via Capital One Travel

Credit-building card for fair credit

Credit-building card for fair credit

No foreign transaction fees

No foreign transaction fees

Perks

Capital One Entertainment access

Capital One Entertainment access

CreditWise credit monitoring

CreditWise credit monitoring

$0 fraud liability

$0 fraud liability

Good fit for

CashbackBeginner1.5% cash back on every purchase5% on hotels and rental cars via Capital One Travel

About this card

The Capital One QuicksilverOne is a cash back card with a $39 annual fee.

Best for

credit card beginners

Key considerations

Low annual fee of $39 is easy to offset with benefits.

Card analysis

Annual fee value

This card carries a $39 annual fee. Evaluate whether the sign-up bonus and ongoing rewards justify the cost based on your spending patterns.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

$39 annual fee. Designed for fair/average credit.

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