Travel Rewards
Bank of America
Travel Rewards
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$250
Base score: 27
Current $250 vs typical $250
Net value after annual fee: ~$250
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Travel Rewards
Welcome Offer
Earn 25,000 bonus points ($250 value) after spending $1,000 in the first 90 days.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bank of America 2/3/4 rule
Bank of America is observed to limit personal card approvals to 2 in 2 months, 3 in 12 months, and 4 in 24 months.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
1.5x points on every purchase
3x points on travel via BofA Travel Center
Up to 75% more with Preferred Rewards
Key benefits
Unlimited 1.5x points on every purchase
Unlimited 1.5x points on every purchase
3x points on travel via BofA Travel Center
3x points on travel via BofA Travel Center
No annual fee
No annual fee
No foreign transaction fees
No foreign transaction fees
Perks
0% intro APR for 15 billing cycles
0% intro APR for 15 billing cycles
Points don't expire
Points don't expire
No foreign transaction fees
No foreign transaction fees
Good fit for
About this card
The Bank of America Travel Rewards is a travel rewards card with no annual fee. New cardholders can earn 25,000 points after spending $1,000 in 90 days.
Best for
credit card beginners, occasional travelers
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Travel Rewards awards 25,000 points after spending $1,000 within 90 days of account opening.
Annual fee value
The Travel Rewards has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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