Premium Rewards Elite card

Offer Strength

68

Above average

Show breakdown

Estimated bonus value: ~$750

Base score: 22

Hotel boost: +25

Includes 1-year ongoing benefits (conservative): ~$180

Airline boost: +21

Assumes 2 trips/year, conservative usage.

Current $750 vs typical $750

Net value after annual fee: ~$200

Estimate based on our value hints; not financial advice.

Annual Fee

$550/yr

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Bank of AmericaPersonal

Premium Rewards Elite

Welcome Offer

Earn 75,000 bonus points ($750 value) after spending $5,000 in the first 90 days.

Spend $5,000in 90 daysEarn 75,000 points

Earning Rates

Dining

2x points

Travel

2x points

Everything else

2x points

Key Benefits

Welcome offer

Earn 75,000 bonus points ($750 value) after spending $5,000 in the first 90 days.

Annual fee

Annual fee is $550.

Travel friendly

Built for travel spend and perks.

Lounge access

Access to select lounges.

Perks

Travel protections

Select protections on eligible purchases.

Lounge access

Access to select lounges.

Good fit for

TravelLoungeDining
Benefits are subject to issuer terms.