Active Cash
Wells Fargo
Active Cash
Offer Strength
StandardShow breakdown
Estimated bonus value: ~$200
Base score: 25
Current $200 vs typical $200
Net value after annual fee: ~$200
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Active Cash
Welcome Offer
Earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
2% cash rewards on every purchase (unlimited)
Key benefits
Unlimited 2% cash rewards on every purchase
Unlimited 2% cash rewards on every purchase
Up to $600 cell phone protection ($25 deductible)
Up to $600 cell phone protection ($25 deductible)
No annual fee
No annual fee
Perks
0% intro APR for 15 months on purchases and balance transfers
0% intro APR for 15 months on purchases and balance transfers
Cell phone protection up to $600
Cell phone protection up to $600
My Wells Fargo Deals for extra cash back
My Wells Fargo Deals for extra cash back
Good fit for
About this card
The Wells Fargo Active Cash is a cash back card with no annual fee. New cardholders can earn 200 cashback after spending $500 in 90 days.
Best for
credit card beginners, anyone wanting simple cash back
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Active Cash awards 200 cashback after spending $500 within 90 days of account opening.
Annual fee value
The Active Cash has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
Similar Cards
Autograph
Wells Fargo · $0/yr
Earn 20,000 points25/100
Reflect
Wells Fargo · $0/yr
Earn 0 cashback
Bilt Blue
Wells Fargo · $0/yr
Earn 100 cashback21/100
Autograph Journey
Wells Fargo · $95/yr
Earn 60,000 points47/100
Get notified about new offers
We’ll let you know when card offers change or new cards drop.
By subscribing, you agree to receive card offer alerts and occasional newsletters. Unsubscribe anytime.