AAdvantage Globe

CitiPersonalNo FX Fee

Citi

AAdvantage Globe

Offer Strength

Great offer
63
0Avg100
Show breakdown

Estimated bonus value: ~$1,350

Base score: 48

Hotel boost: +8

Ongoing hotel value (conservative): ~$120

$200 annual credits

Airline boost: +8

Ongoing airline value (conservative, ~2 trips/yr): ~$360

1 free checked bag

Companion certificate

$200 airline credits

Current $1,350 vs typical $1,350

Net value after annual fee: ~$1,350

Estimate based on our value hints; not financial advice.

Annual Fee

$350/yr

Credit Score

Moderate approval

Good credit recommended (700+)

Your Eligibility

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Welcome Offer

Earn 90,000 AAdvantage bonus miles after spending $5,000 within the first 4 months of account opening.

Last verified Mar 8, 2026

Earning Rates

3x miles on American Airlines purchases

3x miles on dining

2x miles on hotels and car rentals

1x mile on all other purchases

Key benefits

4 Admirals Club one-time passes per year

4 Admirals Club one-time passes per year

Annual companion certificate ($200 off domestic AA flight)

Annual companion certificate ($200 off domestic AA flight)

$200 annual American Airlines travel credit

$200 annual American Airlines travel credit

Free first checked bag for you and up to 4 companions

Free first checked bag for you and up to 4 companions

Preferred boarding on American Airlines

Preferred boarding on American Airlines

No foreign transaction fees

No foreign transaction fees

Perks

25% back on inflight purchases

25% back on inflight purchases

Reduced mileage awards (7,500 miles off round-trip AA awards)

Reduced mileage awards (7,500 miles off round-trip AA awards)

Trip delay and baggage insurance

Trip delay and baggage insurance

No foreign transaction fees

No foreign transaction fees

Ongoing Value

Annual benefits that offset the fee year after year.

Annual Credits

$200 in statement credits per year

Free Checked Bags

1 free checked bag per flight

Companion Certificate

Annual companion pass (~$200 value)

Airline Credits

$200 in airline credits per year

Priority Boarding

Priority boarding on eligible flights

4 Admirals Club one-time passes/year, annual companion certificate ($200 discount on domestic AA), $200 annual AA travel credit, free checked bags, priority boarding.

Annual Fee Breakeven

Benefits value$350 fee
$705Easily covers the fee
Annual credits$200
Free checked bags$105
Companion certificate$200
Airline credits$200
Net after fee+$355

Good fit for

AirlineLoungeNo FX Fee3x miles on American Airlines purchases3x miles on dining2x miles on hotels and car rentals

About this card

The Citi AAdvantage Globe is a airline rewards card with a $350 annual fee. New cardholders can earn 90,000 miles after spending $5,000 in 120 days.

Best for

frequent flyers, airport lounge access seekers

Key considerations

The $350 annual fee is premium — evaluate ongoing benefits carefully. $200 in annual credits available.

Downgrade Options

If you decide to cancel, consider product-changing to keep your account history.

Retention Offers

Reported offers when calling to cancel or downgrade. Your offer may vary.

Call retention departmentUse the number on the back of your card

15,000 AAdvantage miles after $2,000 spend in 3 months

PhoneFlyerTalk · 2025-11

$150 statement credit

PhoneReddit · 2025-08

Tip: Higher fee ($350) means more retention leverage. Mention downgrading to Platinum Select.

Last updated: 2026-03. Not guaranteed.

Card analysis

Offer analysis

The current offer on the AAdvantage Globe awards 90,000 miles after spending $5,000 within 120 days of account opening.

Annual fee value

The $350 annual fee is more than offset by ongoing benefits including annual statement credits ($200), free checked bags (~$105/yr), companion certificate (~$200), airline credits ($200), with an estimated total value of ~$705 per year.

In the first year, the sign-up bonus alone delivers approximately $1,705 in net value after the annual fee and benefit credits.

Application strategy

Citi enforces a 48-month bonus restriction: AAdvantage card family cooldown rule.. Citi also has velocity limits — you generally cannot be approved for more than one Citi card per 8 days or two per 65 days.

This card belongs to the aa product family. Citi may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.

Analysis is auto-generated from card data and known issuer rules. Not financial advice.

$350 annual fee. Companion certificate valid for domestic AA flights only.

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