Offer Strength
Above average · $200 above typical
Show breakdown
Estimated bonus value: ~$1,000
Base score: 39
Airline boost: +25
Assumes 2 trips/year, conservative usage.
Current $1,000 vs typical $800
Net value after annual fee: ~$305
Estimate based on our value hints; not financial advice.
Annual Fee
$695/yr
United Club Business
Welcome Offer
Earn 100,000 bonus miles + 2,000 Premier qualifying points (PQP) after you spend $5,000 on purchases in the first 3 months your account is open.
Earning Rates
United flights
7x miles
Includes member earnings + card bonus
Other eligible United purchases
2x miles
Renowned Hotels & Resorts (United Cardmembers)
5x miles
Prepaid direct bookings
All other purchases
1.5x miles
Key Benefits
United Club membership
Access United Club locations worldwide for you and eligible companions.
Over $925 in partner credits
Annual statement credits across hotels, rideshare, Instacart, JSX, and more.
Free first and second checked bags
For you and one companion on the same reservation.
Premier Access
Priority check‑in, security, boarding and baggage handling.
Perks
United Club one‑time passes
4 passes annually when you have All Access Membership and an employee card (starting anniversary).
PQP earning
Earn 1 PQP per $15 spent, up to 28,000 PQP per year.
Good fit for