Offer Strength
Above average · $100 above typical
Show breakdown
Estimated bonus value: ~$700
Base score: 51
Hotel boost: +16
Includes 1-year ongoing benefits (conservative): ~$114
Current $700 vs typical $600
Net value after annual fee: ~$601
Estimate based on our value hints; not financial advice.
Annual Fee
$99/yr
IHG One Rewards Premier Business
Welcome Offer
Earn 140,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Earning Rates
IHG Hotels & Resorts
26x points
Up to 26X total points per $1
Travel, dining, select business, gas stations
5x points
All other purchases
3x points
Key Benefits
140,000-point welcome bonus
After $4,000 spend in 3 months.
Up to 26X at IHG Hotels & Resorts
Includes IHG member and Platinum Elite earnings.
Anniversary Free Night
Each year with a 40,000-point redemption cap.
4th Reward Night Free
On consecutive four‑night IHG reward stays.
Perks
$100 statement credit + 10,000 bonus points
After $20,000 in purchases each calendar year.
Platinum Elite Status
Included with the card.
Good fit for