Business Customized Cash Rewards
Bank of America
Business Customized Cash Rewards
Offer Strength
Great offer$200 above typical value
Show breakdown
Estimated bonus value: ~$500
Base score: 62
Current $500 vs typical $300
Net value after annual fee: ~$500
Estimate based on our value hints; not financial advice.
Annual Fee
$0/yr
Business Customized Cash Rewards
Welcome Offer
Earn a $500 statement credit after spending $5,000 in the first 90 days. Plus 0% intro APR on purchases for the first 7 billing cycles.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
3% in choice category (gas, office supply, travel, telecom, business consulting, or computer services)
2% at restaurants
1% on everything else
3%/2% on first $50,000/year combined, then 1%
Key benefits
3% cash back in your choice category
3% cash back in your choice category
2% at restaurants
2% at restaurants
No annual fee
No annual fee
Up to 75% more with Preferred Rewards
Up to 75% more with Preferred Rewards
Perks
0% intro APR for 9 billing cycles
0% intro APR for 9 billing cycles
Employee cards at no additional cost
Employee cards at no additional cost
Cash back doesn't expire
Cash back doesn't expire
Good fit for
About this card
The Bank of America Business Customized Cash Rewards is a business cash back card with no annual fee. New cardholders can earn 500 cash after spending $5,000 in 90 days.
Best for
anyone wanting simple cash back, small business owners
Key considerations
No annual fee makes this easy to keep long-term.
Card analysis
Offer analysis
The current offer on the Business Customized Cash Rewards awards 500 cash after spending $5,000 within 90 days of account opening.
Annual fee value
The Business Customized Cash Rewards has no annual fee, making it a risk-free addition to your wallet. There is no ongoing cost to hold this card, so the only consideration is whether the rewards structure fits your spending habits.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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