Wyndham Earner Business
Barclays
Wyndham Earner Business
Offer Strength
Standard$50 above typical value
Show breakdown
Estimated bonus value: ~$450
Base score: 36
Hotel boost: +4
Ongoing hotel value (conservative): ~$30
• Gold status
Current $450 vs typical $400
Net value after annual fee: ~$385
Estimate based on our value hints; not financial advice.
Annual Fee
$95/yr
Wyndham Earner Business
Welcome Offer
Earn 45,000 bonus points after spending $3,000 in the first 90 days and paying the annual fee in full.
Eligibility Rules
These issuer rules may affect your approval or bonus eligibility.
Bonus cooldown policy
Some cards appear to enforce a waiting period between bonuses. The cooldown varies by issuer — from 24 to 60 months depending on the card.
Duplicate ownership rule
Most banks are observed to decline applications for a card you already hold.
Rules reflect community-reported patterns, not official issuer policies.
Check your eligibilityEarning Rates
8x points at Wyndham hotels and gas
5x on marketing, advertising, and utilities
4x on restaurants and grocery
1x on all other purchases
Key benefits
Wyndham Diamond status (suite upgrades, welcome amenity)
Wyndham Diamond status (suite upgrades, welcome amenity)
15,000 anniversary bonus points each year
15,000 anniversary bonus points each year
Up to 8x points at Wyndham hotels and gas
Up to 8x points at Wyndham hotels and gas
10% discount on points redemption
10% discount on points redemption
No foreign transaction fees
No foreign transaction fees
Perks
Diamond status: suite upgrade, welcome amenity
Diamond status: suite upgrade, welcome amenity
Employee cards with unique numbers
Employee cards with unique numbers
No foreign transaction fees
No foreign transaction fees
Ongoing Value
Annual benefits that offset the fee year after year.
Elite Status
Gold (~$50/yr value)
Wyndham Diamond status + 15,000 anniversary points + 10% redemption discount.
Annual Fee Breakeven
Good fit for
About this card
The Barclays Wyndham Earner Business is a business hotel rewards card with a $95 annual fee. New cardholders can earn 45,000 points after spending $3,000 in 90 days.
Best for
occasional travelers, hotel loyalty members, small business owners
Key considerations
Low annual fee of $95 is easy to offset with benefits.
Card analysis
Offer analysis
The current offer on the Wyndham Earner Business awards 45,000 points after spending $3,000 within 90 days of account opening.
Annual fee value
The $95 annual fee is partially offset by ongoing benefits including Gold elite status (~$50), with an estimated total value of ~$50 per year.
In the first year, the sign-up bonus alone delivers approximately $405 in net value after the annual fee and benefit credits.
Application strategy
This card belongs to the wyndham product family. Barclays may restrict you from holding multiple cards in the same family or earning bonuses on related products. Review family-specific restrictions on our How It Works page before applying.
Analysis is auto-generated from card data and known issuer rules. Not financial advice.
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