Offer Strength
Above average · $100 above typical
Show breakdown
Estimated bonus value: ~$1,000
Base score: 53
Hotel boost: +21
Includes 1-year ongoing benefits (conservative): ~$144
Current $1,000 vs typical $900
Net value after annual fee: ~$675
Estimate based on our value hints; not financial advice.
Annual Fee
$325/yr
Gold
Welcome Offer
Earn up to 100,000 Membership Rewards points after you spend $6,000 on eligible purchases within the first 6 months.
Earning Rates
Dining
4x points
Restaurants worldwide (up to $50k/year)
Groceries
4x points
U.S. supermarkets (up to $25k/year, then 1x)
Flights
3x points
Booked directly with airlines or AmexTravel.com
Prepaid hotels
2x points
Booked on AmexTravel.com
Everything else
1x points
Key Benefits
4x on dining worldwide
Up to $50,000 spent per year at restaurants.
4x at U.S. supermarkets
Up to $25,000 spent per year, then 1x.
3x on flights
Booked directly with airlines or on AmexTravel.com.
$120 Uber Cash
$10 monthly credit for Uber rides or Uber Eats.
$120 dining credit
$10 monthly at Grubhub, The Cheesecake Factory, Ruth's Chris and more.
Perks
$240 in annual credits
$10 monthly Uber + $10 monthly dining credits.
No foreign transaction fees
Use worldwide without extra charges.
Transfer partners
Move points to airline and hotel partners for maximum value.
Travel protections
Trip delay, baggage, and cancellation insurance.
Good fit for