Offer analysis

The current offer on the Business Green awards 15,000 points after spending $3,000 within 90 days of account opening.

Annual fee value

This card carries a $95 annual fee. Evaluate whether the sign-up bonus and ongoing rewards justify the cost based on your spending patterns.

In the first year, the sign-up bonus alone delivers approximately $145 in net value after the annual fee.

Application strategy

American Express lifetime language likely applies. If you have previously held the Business Green and received the welcome bonus, you are generally not eligible to earn the bonus again — even if you closed the card years ago. Make sure this is your first time earning this specific card’s bonus.

Amex limits customers to approximately five revolving credit cards at a time. If you are near this limit, you may need to close an existing Amex credit card before applying. Charge cards do not count toward this limit.

Community data suggests Amex may limit new approvals to 1 card every 5 days and 2 credit cards within 90 days. These are not official Amex policies — approval outcomes may vary. If you recently opened an Amex card, consider spacing out your next application.